Best Student Loan Refinance Rates

Last updated: July 03, 2020
  • 5,7,10,15 and 20-year terms available
  • Variable rates starting at 2.55% APR* and fixed rates starting at 3.09% APR*
  • Expert loan officers offer personalized loan services
  • Consolidate multiple student loans
  • Flexible terms and rates available
  • No application or origination fees
  • No early payment penalties or fees
  • Reduce monthly payment up to 40%
  • Average savings $15,270
  • Rates as low as 2.56% (variable) or 3.25% (fixed APR)
  • 5,7,10,15 and 20-year terms available
  • No obligation to accept
  • No fees or prepayment penalties
  • Find your rate in two minutes
  • Consolidate and refinance your federal or private student loans
  • Fixed rates starting at 3.899% – 8.179% APR* (with AutoPay) and 4.149% to 8.054% APR* (without AutoPay)
  • Variable rates starting at 2.470% to 6.990% APR* (with AutoPay) and 2.720% to 7.240% APR* (without AutoPay)
  • SoFi requires a 650 FICO score to apply for student loan refinancing
  • Refinance now before rates rise
  • Customers can save an average of $14,517
  • Compare rates for free
  • A+ BBB Accredited Company
  • Rates start for as low as 2.58% variable and 3.74% fixed APR
  • Find your rate in two minutes
  • Checking your rates does not affect your credit score
  • Select from multiple student refinance offers

Why Consider Student Loan Refinancing?

About 70 percent of college students are graduating with student loan debt these days. If you’re one of them, it’s well worth your time to consider refinancing. Refinancing sounds like a long and complicated process, but it’s actually pretty easy. How do you find out what the best student loan refinance rates are?

Basically, if you’re approved, a refinancing company will pay off your old loan and give you a new loan at a lower interest rate.

There are a lot of benefits to refinancing. You can get a lower monthly payment, for one. And the reduced interest rate can save you thousands of dollars over the life of your loan – especially if you refinance early on in your repayment. Some companies even offer special benefits to their customers, such as unemployment protection programs.

You generally need to have good or excellent credit in order to refinance your student loans, but it doesn’t hurt to check your eligibility and the companies' rates – it’s free, and you could potentially save thousands. So round up your student loan information and get started!


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